Arcadia LoanMap: a web-based service for visualization and analysis of real estate loan portfolios.

LoanMap is a powerful mapping and analytical tool for real estate lenders, credit officers, and special asset bankers to:
~ Identify geographic concentrations in portfolios;
~ Visualize and segment real estate portfolios by asset type, loan status, and other custom categories;
~ See the competition by calculating inventory and pricing within a radius  of a given asset.         

How it works

LoanMap is a web-based geographic information system (GIS) application accessible from any Internet browser.  Built upon the PolicyMAP GIS system, Arcadia’s LoanMap service combines customer-specific loan data, market research, and rich contextual information into a single user-friendly application.

Customers simply log-on and can search for a specific location, borrower or project name.  Immediately, the geographic context is brought to life.  The subject project is highlighted as well as the surrounding competitive landscape.  Color coding and filter functions help one identify and sort by lender, loan status, or product type, creating powerful geographic analyses in a matter of minutes.

                                                                                                                              

Once you’ve found your subject property, a click of the icon brings up detailed project, sales and inventory information. 

If a customer wishes to perform a specific sub-market analysis, a radius or custom region can be drawn to aggregate the relevant projects and calculate relevant market statistics such as inventory levels, average pricing, or market-wide absorption rates. 

It’s even possible to input the “competing debt” into LoanMap.  The competing debt layer identifies the competition not just by project name and developer, but by the bank financing the deal.

 

Arcadia partnered with PolicyMap, a web-based GIS provider associated with the Reinvestment Fund, to build the system.  In addition to the market and loan information prepared by Arcadia, PolicyMap provides a rich contextual database including population,  incomes, jobs, home sales, and HMDA (Home Mortgage Disclosure Act) data that can improve decisions for new CRE loans and workouts.

Outputs:

In addition to the mapping outputs, LoanMap data is export friendly.  Excel spreadsheets of radius or custom regions can be exported with a click for more detailed analysis.  Even easier, LoanMap includes standardized Snapshot Reports in pdf format that contain all the top-level project and market data relevant to a given loan.  It’s comprehensive due diligence in a matter of minutes. 

                                                                      

To learn more about Arcadia's LoanMap for your institution, please contact Rich Wilson at (610) 649-5400 x 26 or rich@arcadialand.com.